Privacy Policy

1. Introduction

Welcome to FinFlow365 ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform at finflow365.com and related services (collectively, the "Service").

By using FinFlow365, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of the Service.

2. Information We Collect

2.1 Information You Provide

• Account Information: Name, email address, and password when you register.
• Financial Data: Account balances, transactions, budget categories, stock holdings, and net worth snapshots you manually enter.
• Profile Data: Any profile picture or preferences you configure.
• Communications: Messages you send us via email or the contact form.

2.2 Information Collected Automatically

• Usage Data: Pages visited, features used, time spent, and click patterns.
• Device Data: IP address, browser type, operating system, and device identifiers.
• Analytics: We use Google Analytics (Firebase Analytics) to understand how users interact with the Service.

3. How We Use Your Information

We use collected information to:

• Provide, operate, and maintain the Service.
• Personalize your experience and remember your preferences.
• Process and display your financial data within the dashboard.
• Send you service-related communications (e.g., account verification, security alerts).
• Analyze usage trends to improve features and performance.
• Comply with legal obligations and enforce our Terms of Use.

4. Sharing Your Information

We do not sell your personal data. We may share your information only in these limited circumstances:

• Service Providers: Firebase (Google Cloud) for authentication, database, and storage; Finnhub and Tiingo for market data (these receive no personal data).
• Legal Requirements: If required by law, regulation, or court order.
• Business Transfers: In connection with a merger, acquisition, or sale of assets.

5. Data Security

Your data is stored securely using Google Firebase, which employs industry-standard encryption in transit (TLS) and at rest. We implement access controls, authentication requirements, and Firestore Security Rules to prevent unauthorized access. However, no method of internet transmission is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal data for as long as your account is active or as needed to provide the Service. You may request deletion of your account and associated data at any time via the Profile Settings page or by contacting us. We may retain certain information as required by law or for legitimate business purposes.

7. Cookies & Tracking

FinFlow365 uses cookies and similar technologies to maintain your session, remember preferences, and gather analytics. You can control cookie settings through your browser. Disabling cookies may limit certain features of the Service.

8. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access the personal data we hold about you.
• Correct inaccurate or incomplete data.
• Delete your account and personal data.
• Restrict or object to certain processing activities.
• Data portability — receive your data in a machine-readable format.

To exercise any of these rights, please contact us at privacy@finflow365.com.

9. Children's Privacy

FinFlow365 is not directed to individuals under the age of 16. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by updating the "Last updated" date above and, where appropriate, sending an email notification. Continued use of the Service after changes constitutes acceptance of the revised policy.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us: